GeoBlue International Medical Insurance for Life Abroad
Go with a name and brand you can trust. GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBlue health plans are offered in cooperation with certain local Blue Cross and Blue Shield companies, with a network that includes more than 90 percent of physicians and 80 percent of hospitals across the U.S. GeoBlue’s comprehensive portfolio of international health insurance plans demonstrates the commitment to covering members both at home and abroad.
Global travelers like you can leave home feeling confident that a trusted source of care is available at a moment’s notice—no matter what country, town or time zone. GeoBlue’s highly qualified doctors speak your language, treat you like a friend, and bill GeoBlue directly for their services. With instant access in the palm of your hand and twenty-four/seven concierge support, you’ll travel anywhere with the peace of mind that if your health is a concern, getting good care is not.
Physician & Provider Network
What Good Is Health Insurance If You Can’t Find a Doctor You Trust?
GeoBlue has an elite network of doctors from most every specialty ready to see you in over 190 countries. Only a small fraction of doctors around the world meet GeoBlue’s exacting standards—participation is by invitation only. We seek out professionals certified by the American or Royal Board of Medical Specialties who speak English, and we factor in recommendations by over 170 Physician Advisors from all over the world.
GeoBlue assembles in-depth provider profiles so their members can choose with confidence, and they put formal contracts in place to ensure preferred patient access. GeoBlue doctors and hospitals bill GeoBlue directly so you don’t have to worry about filing a claim.
For members choosing a GeoBlue plan that offers benefits in the United States, you gain access to the largest national network and facilities that have been awarded the coveted Blue Distinction for superior medical outcomes. In the U.S., more than 80 percent of physicians and 90 percent of hospitals contract directly with Blue Cross and Blue Shield Plans.
GeoBlue Travels with You
It’s a worldwide, all-access pass to an exclusive level of care. Use your mobile device to quickly and conveniently connect to quality care across the globe for anything from emergency needs, to filling a simple prescription, to translating your symptoms, to finding the right doctor at home or abroad.
With a few simple taps, get detailed profiles of carefully selected primary care physicians and specialists, as well as a broad range of hospitals, pharmacies, even dentists-where you are, when you need it. Review qualifications, make an appointment, and get directions, right from the App or a mobile device.
Plus, proof of coverage is always at your fingertips, ready to show and share with providers. Mobile Assistance is backed 24/7 by our toll free assistance line.
The dedicated GeoBlue customer service team is available 24/7/365 to assist members with finding providers, scheduling appointment, and addressing health concerns. GeoBlue provides support to members in need of access to quality medical care, second opinions, video conferencing, and medical evacuation and repatriation services. This same team also assists members with planning for health care needs prior to departure. Their Customer Service Center and global health resources teams are trained to address the needs of global populations.
GeoBlue offers plans to cover both short term and long term needs. If you are a group or company with business that takes your employees overseas we can help you obtain the proper coverage for your company. Choose from the appropriate category below and find out more about the plans that are offered by GeoBlue. When you are ready you simply apply Online for coverage. If you have questions give us a call (307) 690-0427.
Why Do I Need International Coverage?
- Residency Clause with your primary plan – Your existing group or individual U.S. health insurance plan is likely to have a disclaimer stating that coverage is no longer valid after six months residency outside the U.S.
- Health and Financial Security – If you leave home for six months or more, your health and financial security are at serious risk because of significant gaps in most available insurance coverage. If you leave home for six months or more, your health and financial security are at serious risk because of significant gaps in most available insurance coverage.
- Health and Safety Hazards – This risk is only heightened by limited knowledge of health and safety hazards around the world, including medical treatment from unfamiliar providers.
- Specialized Coverage Abroad – Many International health plans combine comprehensive worldwide benefits with a new generation of medical assistance services that include an impressive array of Online tools used to identify, access and pay for quality healthcare all around the world. Most International health plans are designed to support the international lifestyles of those who travel to or from their home countries, including the United States for extended periods of business, leisure and study.
Two Short Term Plans Offered from GeoBlue
Residing or traveling for a short term period outside your country of citizenship may create challenges to your current health care program. Brief trips expose you to risks which may not be covered by your current domestic health insurance plan. It is prudent to procure International Health Insurance coverage prior to leaving your home country and traveling abroad. In addition some countries you may be traveling to may require proof of coverage as a condition to your visa.
When you are traveling abroad and your coverage needs to provide benefits for things such as Sickness, Accident and Medical Evacuation. Most domestic plans do not cover medical evacuation which can cost as much as $250,000 or more. In addition you will also need more than insurance. You will also need knowledge, information and safety resources that will help keep you safe and health.
Travel Medical Policies Single Trips up to 180 Days
GeoBlue Voyager is a short term travel health insurance plan that includes services to help you identify, access and pay for quality healthcare. GeoBlue Voyager fills health and safety gaps internationally.
GeoBlue Voyager offer coverage up to $1,000,000 medical & $500,000
- Two levels of coverage: Essential and Choice
- Choice of medical limits and deductibles
- Pre-existing condition coverage option
- Group plans provide a 10% discount for groups of five or more
- Trip Interruption and Baggage Loss benefit
Short Term Travel Multi-Trip Plans to 70 Days
GeoBlue Trekker is a short term health and accident insurance for Multi-Trip International Travel. GeoBlue Trekker provides the traveler with international health insurance for multiple trips throughout the year. It is also a complete package of services to help you identify, access and pay for quality healthcare anywhere in the world.
GeoBlue Trekker – Up to $250,000 medical, $500,000 evacuation
- Choice of medical limits
- Pre-existing conditions covered
- 364 day plan (70 days max per trip)
- Multiple levels of coverage available
GeoBlue Long Term Plans
Living outside of the United States or your home country for more than 6 months creates a threshold that you cross that requires a thoughtful approach to making sure your health insurance coverage meets or exceeds your needs. This is especially true for those of us who live in the United States. If you have a domestic health plan it is important that you look carefully into the details of the plan should you move outside the U.S. for more than 6 months. Most plans will not cover you once your have moved and are outside the country for an extended period of time. And for those plans that remain in force while you travel – be careful as the coverage will generally only cover you for emergencies. Coordination of payment with overseas providers will more than likely not exist and should you end up in a medical facility that is not part of their overseas networks than you will more than likely be on your own and responsible for your own payment for services.
GeoBlue’s Premier Flagship for Expat Plans – Xplorer, Xplorer Essential and Xplorer Select
GeoBlue Xplorer plans cover you inside and outside the United States. The GeoBlue Xplorer Premier and Essential health plans are designed to support the international lifestyles of those who travel to or from the United States for extended periods of business, leisure and study. If you leave home six months or more, your health and financial security are at serious risk because of significant gaps in most available insurance coverage and services. The risk is only heightened by limited knowledge of health and safety hazards around the world, including medical treatment from unfamiliar providers.
GeoBlue Xplorer Premier is the ultimate international health plan because it combines comprehensive worldwide benefits with a new generation of medical assistance service, which include and impressive array of Online and Mobile tools used to identify, access and pay for quality healthcare all around the world. GeoBlue Explorer Premier gives you freedom to access care inside and outside the United States. If you need benefits outside the U.S. only, GeoBlue offers a variation called the Explorer Essential Plan. The Essential plan eliminates coverage within the United States and it’s territories and this lighter coverage comes as a much lower price point as well making it very attractive for those who simply do not have the need for coverage within the United States.
NEW this year to Xplorer Essential
Up until now many outbound from the United States expatriates have had to make the choice between a much more expensive Premier plan (includes U.S. Coverage) and the more affordable Essential plan (No U.S. Coverage). This meant that if you had plans to visit the United States you were left to finding an alternative short-term travel medical plan for inbound coverage while in the United States. Many of the off-shore plans could create claims nightmares and so for many it was an unpalatable choice.
Now GeoBlue members have a choice to add the NEW Basic U.S. Benefit Rider Option. Basic Coverage is limited to a calendar year combined maximum of 3 trips of 21 days for each trip. For an individual, the medical deductible allotted per calendar year is whichever is the greater amount – either $1,000 or 2 times the deductible amount shown on your certificate of coverage. The family maximum is 2.5 times the individual deductible.
Click Here for More Information on Xplorer Essential
Today more and more people are accepting assignments abroad. These International opportunities can be exciting for those who choose to accept them. More and more U.S. Based Employers are seeking answers to their needs to grow in a global way. What does the employer do for those employees who accept an overseas assignemt? There is a huge list of things that need to be accomplished prior to your families departure. Exploring proper Internatonal Health Insurance coverage is just one of the items on your list. To be sure many employers seek the best possible plans for their people but the topic in of itself can be a bit confusing. That is why we are here to help. The GeoBlue Xplorer Plans are simply some of the best plans available today.
GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBlue health plans are offered in cooperation with certain local Blue Cross and Blue Shield companies, with a network that includes more than 90 percent of physicians and 80 percent of hospitals across the U.S. GeoBlue’s comprehensive portfolio of international health insurance plans demonstrates the commitment to covering members both at home and abroad. Since 1997, Worldwide Insurance Services has been dedicated to helping travelers and expatriates identify, access and pay for quality healthcare, all around the world. Sold in connection with certain Blue Cross and Blue Shield companies, each GeoBlue policy is U.S. licensed and offers the most complete set of benefits and services in the industry.
If you or family members are planning to travel or live outside the borders of the United States then GeoBlue is your first choice for health insurance planning. If you own a company that does business Internationally and your employees travel and live outside the borders of the United States and you want the comfort of having your people insured by a U.S. Licensed company then you will want to explore options for your company.
I am Here Before, During & After the Sale
A little about me… I live and work in Jackson Hole Wyoming which is not only a beautiful place to live but I am blessed to be exposed to a multitude of International Expats from around the globe. This is all I do which is to say I am a full-time International Health Insurance Specialist that works daily with High Net Worth Families and their businesses from around the globe. I want to earn your business and I want you to know that I am one of your BEST resources in addition to the comprehensive infrastructure provided by GeoBlue after the sale.
I make myself available pretty much 24/7 to ALL of my clients and I am always ready to assist you and your family no matter where and when the need arises. I have direct access to the entire GeoBlue support system and in extreme cases I will work tirelessly to make sure you and your family are receiving the direct service required to meet you needs.
Living and working abroad is gift not many experience throughout their lives but for those of you who are blessed to be truly global in your work and personal lives it is my sincere wish that the only time we need to work together is the say hi at different points throughout the year and that you never have to experience the level of service GeoBlue is capable of delivering. But should that day come both GeoBlue and I are here to help you through the crises.
If you would like to explore the International Cover options for your family reach out to me by phone +1 (307) 690-0427 or email me at “email@example.com” or simply complete the brief Quote Request Form below.